Consumer product experience. You have owned a B2C or consumer-grade app — ideally in fintech, neobanking, payments, wallets, or gig-economy payouts — where the user is an individual, not a business, and the bar is “make it effortless.” This is the core requirement for this role. Mobile-first UX instinct. You think in funnels, activation, and retention, and you have measurably improved onboarding or engagement in a consumer app. Payments or fintech depth. You understand money movement — wallets, cards, KYC/AML, payout rails — or you have shown you can master a complex, regulated domain fast. Metrics fluency. You quote baseline → intervention → result numbers, know how each metric was measured, and know its weaknesses. Correctness instinct for money. You grasp that in money movement a wrong payout costs far more than a blocked one, and you design for that asymmetry. Individual ownership. You can tell at least one product story entirely in “I” terms — the decision you personally made, the alternative you rejected, and what happened. Practical AI fluency (2026 bar). You use AI daily in your own product work and can describe last week’s usage concretely; bonus if you have shipped AI features and understand evals, failure modes, and human-in-the-loop.
