Balance is a fast-growing B2B payments startup revolutionizing how businesses offer net terms and credit lines. Our AI-powered payments platform enables companies to automate and scale their credit and payment operations, making B2B transactions as seamless as consumer payments. As a Product Manager at Balance, you will own and evolve core product experiences that power how businesses manage and optimize their financial workflows. You will lead cross-functional initiatives across engineering, design, sales, and customer teams to deliver scalable, reliable, and intuitive solutions. As part of our evolution, you will help shape AI- and agent-driven workflows that redefine how financial operations are built and experienced. You will drive product initiatives end-to-end, identify new opportunities for growth, and ensure alignment with business goals and regulatory requirements. Responsibilities Own a core product domain, driving strategy, execution, and outcomes. Collaborate with cross-functional teams including engineering, design, sales, and marketing to define requirements and deliver high-impact solutions. Work closely with internal stakeholders and external partners to understand APIs, integrations, and system constraints. Engage directly with customers and prospects to understand their workflows, validate solutions, and support enterprise conversations. Translate complex business processes into simple, scalable, and user-friendly product experiences. Define and ship AI-powered and agent-based product capabilities, both in customer-facing workflows and internal tooling. Continuously monitor and improve product performance across both technical reliability and key business metrics. Stay informed about industry trends, regulatory changes, and emerging technologies to identify new opportunities. Requirements 4–6 years of product management experience in a product-centric company. Experience in fintech or complex B2B systems, or strong ability to ramp qui